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The rising cost of housing threatens to push out the very people who make our community work: teachers, healthcare workers, restaurant staff, tradespeople, and other essential workers. Without attainable housing, we risk losing the heart of our community.
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The Housing Trust of Benzie (HTB) creates permanently attainable homes by separating the cost of the house from the cost of the land. This innovative model keeps home prices affordable for generations, so that Benzie County remains a place where everyone can live, work, and thrive.
Benzie County is at a crossroads.
As of 2025...
The median income of Benzie working families is $72,603.
While the median Frankfort home price is $512,659.
The need is now.
According to Housing North, an additional 1,508 residences must be made available by 2027 to meet demand, and only about 100 open up each year, many out of reach for most homebuyers. Without intervention, housing insecurity will force workers and families out, threatening our local economy and sense of community.
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By securing land and building homes at below-market prices, we create a sustainable path to homeownership for those priced out of the traditional housing market.
How we help:
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We acquire land and hold it in trust to ensure long-term affordability.
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​Homebuyers purchase only the house, while leasing the land through a renewable 89-year lease at a low monthly fee.
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​When homeowners sell, they agree to a price limit, ensuring the home remains affordable for the next buyer.​
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Local families build equity, create stability, and contribute to the community while keeping housing attainable for future generations.
Meet the Team
We are excited to be here.
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Want to join the team?